Payment terms

Ordering

Products are mainly ordered from kiedo.fi via the shopping cart.

All orders are confirmed by email, which includes the price of the order, shipping costs and the products ordered. To receive an order confirmation, you must provide your email address when placing your order.

You agree to the delivery terms and conditions in effect with each order.

Order and payment confirmation

Products are ordered through the shopping cart. To order products, customers must provide contact information and select a delivery method. Once the products are added to the shopping cart and the ordering process is complete, we will send an automatic order confirmation by email to the email address or phone number provided by the customer. The order confirmation contains the following information:

Order number
Ordered products
Total order amount

By placing an order, the customer agrees to the current terms and conditions of the kiedo.fi online store. All information provided by the customer will be treated confidentially and kiedo.fi undertakes not to disclose the information to third parties.

Payment service

Checkout is a secure payment method for you. We have a payment institution license issued by the Financial Supervisory Authority. The service is maintained by Checkout Finland Oy (business ID 2196606-6) and Checkout Finland Oy is part of OP Financial Group.

The Checkout payment processing service forwards your payment to the merchant. If Checkout Finland Oy appears on your bank statement or credit card invoice, we have forwarded your payment.

The online store acts as a marketer of products and services and as a supplier of products to the customer. The online store takes care of the legal obligations related to the sale and other obligations it defines itself. If you want to make a complaint or return a product, you should contact the online store directly from which the product was ordered.

Bank charges

You have access to payment buttons from all Finnish banks. You can pay with the payment buttons of Aktia, Danske Bank, Handelsbanken, Nordea, Oma Säästöpankki, Osuuspankki, POP-pankki, Säästöpankki, S-pankki and Ålandsbanken. Checkout Finland Oy will appear as the payee on your bank statement, and we will forward your payment to the online merchant. From the online store, you will be directed directly to your own bank to make the payment securely.

When using the Payment Order Service, you are bound by the following terms and conditions: Payment Order Service Terms and Conditions. (english)

Credit card payments

You can pay in the online store with Visa, Visa Debit, Visa Electron, MasterCard, Debit MasterCard and American Express cards. The online store uses the international Verified by Visa, MasterCard SecureCode and American Express SafeKey authentication services. Checkout appears as the recipient of the payment on the card invoice and forwards the customer's payment card payment directly to the merchant.

Card payments are made using a secure payment form and payment card information is not stored in the online store's systems.

Mobile payment methods

The mobile payment methods Pivo, MobilePay and Siirto are services that work in the app, allowing you to pay for online purchases as a bank transfer from your account or as a card payment from your card by accepting the payment in the relevant app. Pivo also supports Siirto payments, which means that the payment can be accepted in any app that supports Siirto.

Beer

The terms of use are available on Pivo's website.

Pivo Terms of Use

MobilePay

Payment terms are available on the MobilePay website.

MobilePay payment terms

Move

Terms and conditions applicable to Transfer payments:

OP's general euro payment terms and conditions

Nordea's terms of use for the Siirto service [PDF]

Invoice and installment services

Invoice and installment payment services through Checkout are offered by OP, Collector, Jousto and AfterPay. Collector also offers invoice and installment payment options for corporate customers.

Please read the more detailed terms and conditions of the finance company, which you will see when you accept the payment. When you accept the payment, you also accept the terms and conditions of the finance company.

Collector

Collector's business invoice terms and conditions [PDF]

Collector product sheet [PDF]